An authorised
Financial Services Provider
We are on your side
Celebrating over 20 years
of excellence
Who Are We
NESS Consulting services (Pty) Ltd also affectionately known as “NESS”, is an authorized FSP that is 100% black owned, celebrating over 20 years of service. NESS’s core focus is providing affordable cash funeral policies to individuals and groups. With a combined experience of over 50 years in the financial services sector, clients have become reliant on the consistent delivery and industry knowledge that the Ness team collectively have to offer.
What Do We Do
NESS provides consulting, administration and product development solutions to clients within the Long-term insurance industry. Over the past 20 years, NESS's outstanding reputation has been built around our proficiency for funeral insurance administration services offered to our clients ranging from funeral parlours to underwriters.
Our Clients
At NESS, we take pride in supporting our clients in particular Groups as they expand their presence in the LSM 1–6 market—a segment we’ve helped them penetrate effectively, even within a highly regulated insurance environment. Through close collaboration, we’ve enabled measurable growth in both client impact and market share.
We are privileged to partner with some of the most principled businesses and individuals in the industry—those who consistently honor their commitments. Our role is simple but vital: to ensure data integrity and timely, full claims payments. This level of service is what makes us more than just a provider—we’re truly on our clients' side.
Our Major Clients
NESS Vision
To be the go-to brand for instant financial services solutions, where simplicity and convenience drive financial security through cutting-edge innovations in Southern Africa
NESS Mission
We strive to make financial solutions accessible by ensuring effortless and convenient products. Driving advocacy for the financial services market by challenging established norms to the advantage and dignity of the clients. Digitally driven environment for the delivery of seamless and responsive quality service, efficiency, and cost benefits. Empowering our team and resources to be fit and equal to the tasks
Our Key Service Providers
Underwriters
Professional Service Associates
The Board
Our History
2004 - 2006
Founding & Early Growth
Founded in 2004 by Mr. Mbulelo Maqubela and
Mr. Petros P. Mbewu, NESS Consulting Services (Pty) Ltd set out to deliver affordable, accessible financial solutions. Officially incorporated in 2005 and licensed as an FSP in 2006, NESS is a trusted, 100% Black-owned and Black-managed firm with Level 1 BBBEE status. Its first office opened in Bezuidenhout Valley, where the company secured its inaugural client—kickstarting a journey rooted in empowerment, professionalism, and purpose.
NESS targets the LSM 1–6 segment, providing accessible, affordable cash funeral policies tailored for individuals and group schemes. With a combined leadership experience exceeding 50 years in the financial services sector—particularly in insurance—NESS brings seasoned expertise, trusted industry knowledge, and a deep understanding of client needs.
2007 - 2009
Expansion, Milestones & Product Innovation
NESS experienced commendable growth, relocating in 2007 to larger offices in Braamfontein, Johannesburg. With a solid foundation in administration and product solutions, the company expanded its national footprint—most notably establishing operations in KwaZulu-Natal with a successful launch in Durban. In 2008, NESS achieved a significant business milestone by surpassing R10 million in Annual Premium Income (API). The momentum continued in 2009 with the launch of the Member Plus Product, enhancing NESS’s offering to better serve its growing client base.
2010 - 2012
NESS Continues Strategic Expansion and Governance Excellence
NESS delivers specialized Consulting, Administration, and Product development solutions in the Long-term Insurance sector, with a strong reputation for funeral insurance administration. Its clients include funeral parlours, employer groups, and underwriters, underscoring its industry credibility. Since opening offices in Potchefstroom (North West) and Mthatha (Eastern Cape) in 2011, NESS has expanded across multiple provinces, advancing financial inclusion. Its commitment to sound governance ensures regulatory compliance and long-term sustainability.
2013 - 2015
A Decade of Resilience and Innovation at NESS
For over 10 years, NESS has delivered trusted service offering insurance solutions that balance quality protection with value-based pricing. In 2013, the company launched a inhouse built document management and policy administration system, empowering Group Schemes, Trade Unions, and Affinity Groups to efficiently manage subscriptions and facilitate service provider payments. Thanks to long-standing partnerships with underwriters, NESS consistently secures competitive rates. The company’s strong risk management and business continuity planning came to the fore in 2014, when it withstood a devastating fire at its 209 Smit street Braamfontein offices. As one of the SMME sector’s early adopters of flexible work practices, NESS continued operations uninterrupted. By 2015, NESS was firmly on a recovery path—marking a decade of growth and projecting toward a R100 million milestone.
2016 - 2020
Advancing Insurance Administration with Impact
NESS has steadily progressed toward the R100 million milestone by integrating robust governance, strategic talent management, digital transformation, and trusted partnerships.
In 2016, Sanlam retained NESS as one of only three administrators—out of 15—recognizing its strengths in administration, compliance, governance, and IT infrastructure. The momentum continued in 2017 when Old Mutual appointed NESS to manage its emerging markets group portfolio. Expansion followed with new offices in Ulundi (KZN) and Butterworth (Eastern Cape).
In 2019, NESS faced a major cyberattack; yet, its rapid five-day recovery showcased strong risk resilience and operational continuity.
In 2020, NESS launched its Employee Benefits product through its subsidiary, Imbewu Investment Holdings. Across all these milestones, NESS’s market success has been driven by its integrated approach to governance, people, processes, and technology—along with the dedication of its skilled employees and partners.
2021 to date
Over two Decades of Excellence in Insurance Administration
Celebrating over 20 years in the industry, NESS has firmly established itself as a leader in serving the low-income insurance market—a vision sparked by its founders and achieved without any external capital. Backed by deep sector expertise, NESS successfully navigated the challenges of COVID-19, maintaining operational stability as many peers struggled. The team’s agility and hybrid work model enabled seamless handling of rising claims and ensured continued service during global economic disruptions.
NESS Today:
- Over R100m API achievement, signifying unparalleled growth.
- Office infrastructure spanning 4 provinces, improving market access and client reach.
- A dedicated team of 50+ employees and nearly 100 agents.
- 15-year partnerships with our top 5 clients, builton trust and delivery.
- Diverse product range, seamlessly integrated for efficiency.
- Environmentally conscious: Reduced paper usage by over 50% since inception.
